Real estate appraisal services for homeowners in the city of Katy and Harris County

Check out the top reasons Texas homeowners use Ben Hill Appraisal:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Harris County's assessment of your property value
Remove PMI to reduce your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a divorce in the state of Texas, where real estate property needs to be divided
Determine the true market value of the real estate in question to settle an estate


	Own a house in or near Katy, Texas and need help determining the price of it? Contact Ben Hill Appraisal.

We at Ben Hill Appraisal understand the special needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Ben Hill Appraisal, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value opinion than yours.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that's declining or is not appreciating as much as other houses close by. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Ben Hill Appraisal is your #1 weapon.

PMI Removal Appraisals

An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Ben Hill Appraisal, we're seasoned in helping people just like you do away with unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

If your house is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Ben Hill Appraisal can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd wish to have an expert double-check it for accuracy or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Ben Hill Appraisal offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Ben Hill Appraisal can help you with that. Even though most appraisal reviews are commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.